Visions Federal Credit Union

Visions Federal Credit Union is federally insured by the National Credit Union Administration. Member-owned and committed to the communities we serve for more than 50 years, Visions Federal Credit Union strives to build relationships that accommodate every stage of life. At Visions, it's not just the money that's there when you need it. We are. We provide a safe place to keep and grow earnings while lending the money that buys a vehicle, gets the kids off to college, or makes homeownership a reality. The more you participate in our co-operative, the more all members benefit. Your savings are helping your neighbor to buy a new car for their growing family or supporting a community member pursue their passion to become a small business owner. THE GIVEBACK. You may hear about financial institutions that give back to their members once a year. That's not enough for us. A Visions member is rewarded every single day with lower fees (and less of them!), lower interest rates on loans, and higher dividend rates on deposits. In 2015, our member giveback was $16.7M in interest rates and $4.1M in fees. FOR MEMBERS, NOT MONEY. At Visions, we understand that money is important to people. And people are important to us. As a not-for-profit financial institution owned by our members, we value the communities we call home. Throughout the year, Visions Federal Credit Union sponsors many events to benefit those in our community. Our employees also lend a helping hand wherever possible to causes they feel passionate about and pitch in as a team for various walks, runs, and other activities. Visions Federal Credit Union, headquarters in Endicott, New York, has assets over $3.5 Billion, operating over 100 ATMs and 43 branch offices. Our branch offices are located throughout New York, New Jersey, and Pennsylvania.